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Inspect This Home Inspections Army Veteran Owned · NY Licensed
Queens · colonials

Home inspector in Belle Harbor, NY

Between 2017 and 2022, Lou Rubino inspected two homes in Belle Harbor — two jobs, each with a written report, and the photographs below come from them. The reports cover two colonials.

Rated 5.0 on Google as of August 2026 · U.S. Army veteran owned · NY licence #16000039568 · 516-330-3870

What the Belle Harbor reports found

Across the reports, the summaries listed 25 repair-or-replace items, most of them under the roof, chimney and attic, the exterior and heating and cooling equipment. A repair-or-replace item is HomeGauge's term for something that was not working as intended or needed a specialist's look — it is not a verdict on the house, and the full report explains each one with photographs.

Belle Harbor is in Queens, and Lou covers it from his base in Wantagh the same way he covers every other place on this site: same licence, same report format, same-day report as a rule. The count above is history from his own files, not a service boundary — call or text 516-330-3870 and he will quote the actual property.

Related: The Queens page · What an inspection costs · Schedule an inspection.

What the inspection can examine here

  • The roof, chimney and attic — how the roof was observed is stated in the report, as New York requires, and the attic is entered wherever a hatch allows.
  • Siding, trim, flashing, grading and drainage — where water is being sent, and whether it is being sent at the house.
  • The heating plant and any central air — operated in normal mode, dated from the data plate, with the flue and clearances looked at where accessible.
  • Radon — a separate, optional test arranged alongside the inspection.

Photographs from Belle Harbor reports

Wet paved patio beside a house wall with a red circle and dashed red line marking where a leader pipe empties.
Leader pipe emptying onto the patio, causing a leak in the basement. The report markup recommends installing PVC drainage pipe below the patio deck and out past the front wall.
Basement floor tiles meeting a stained wall, with red arrows and a red line marking water seepage along the base.
Water seeping through the wall in the basement electrical closet, with fungal growth forming on the sheetrock in the corner. Red arrows mark the line of seepage.
Top of a painted brick chimney with a flue tile, a red box labelled no rain cap and red arrows on the cap.
No rain cap installed on the chimney flue pipe, and holes on the left side of the chimney that need pointing. A red box marks the open flue; arrows mark a loose brick and the cap.

All three photographs are from Lou's own Belle Harbor inspection reports, chosen because they show a building component and nothing that identifies a property or an owner.

Buying in Belle Harbor: the questions with sourced answers

Each answer below cites where it comes from — the Census, the office that holds the permits, the state code, or Lou’s own reports.

How old are the houses in Belle Harbor?

The Census puts the median year built for homes in zip code 11694 at 1961, and about 31% of the 9,103 housing units there were built before 1940. An older house is not a worse house, but its wiring, plumbing and roof were installed under different rules and replaced piecemeal, which is exactly what the inspection looks for. Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, tables B25035 and B25034, ZCTA 11694.

What kind of housing is Belle Harbor: single-family, two-family or apartments?

Of 9,103 housing units in zip 11694, about 29% are detached single-family houses, 16% are two-unit buildings, and 50% of occupied homes are owner-occupied. A two-family or a co-op is a different inspection from a detached house: shared systems, common areas and what the board or the other unit controls. Source: U.S. Census Bureau, ACS 2019–2023 5-year, tables B25024 and B25003, ZCTA 11694.

Who holds the building permits and certificate of occupancy for a house in Belle Harbor?

NYC Department of Buildings handles permits and certificates of occupancy for every address in the borough. Permits and COs are kept by the municipality, not the inspector; checking them is a records search, usually through your attorney. The inspection reports the condition of what is there and flags work that typically needs a permit — a finished basement, a dormer, a moved panel — so you know what to ask about. NYC Department of Buildings. Lookups: BIS https://a810-bisweb.nyc.gov/bisweb/bispi00.jsp; DOB NOW Public Portal https://a810-dobnow.nyc.gov/publish/#!/

Which building code applies in Belle Harbor?

Queens is governed by the New York City Construction Codes (Building, Plumbing, Mechanical and Fuel Gas Codes plus the General Administrative Provisions) enforced by the NYC Department of Buildings; the State Uniform Code does not apply inside New York City. Source: www.nyc.gov.

Public water and sewer, or well and cesspool, in Belle Harbor?

The NYC Department of Environmental Protection supplies the whole borough: more than 1 billion gallons a day of water from upstate reservoirs reaches about nine million customers. Private wells are not part of the city supply. NYC DEP also runs the city sewer system (over 6,000 miles of sewers, 95 pumping stations) and 14 wastewater resource recovery facilities that treat 1.3 billion gallons a day; homes connect to the city sewer rather than septic systems. The inspection reports what the house actually has and its visible condition; a cesspool or septic system needs its own evaluation. Source: www.nyc.gov.

Is Belle Harbor in a flood zone?

Flood zones follow the address, not the town. OpenFEMA holds 14,948 NFIP claim records for Queens County (FIPS 36081). NYC notes FEMA's flood maps for the city have not been significantly updated since 1983 and flood-insurance rates are still based on the 2007 Effective FIRMs while FEMA revises them. Look the address up on FEMA’s Flood Map Service Center before you sign. Source: www.fema.gov.

Should I test for radon in Belle Harbor?

Queens is in EPA Zone 3 (low potential) — Zone 3 counties have a predicted average indoor radon screening level below 2 pCi/L; EPA still recommends testing every home. NYSDOH's borough estimate (Feb 2007, 413 homes measured) is 0.3% of living areas and 3% of basements above 4 pCi/L, the lowest in the city. Radon is a separate, optional test arranged alongside the inspection. Source: www.epa.gov.

Is there a local rule in Queens a buyer should know about?

Co-op and condo units are sold under an offering plan that the NY Attorney General's Real Estate Finance Bureau reviews for compliance with the Martin Act (GBL Art. 23-A) and AG regulations; the AG tells buyers to read the entire offering plan and consult an attorney before signing a purchase agreement. Source: ag.ny.gov.

What did Lou’s Belle Harbor inspections actually turn up?

Across his reports in Belle Harbor, the summaries listed 25 repair-or-replace items, most of them under the roof, chimney and attic, the exterior and heating and cooling equipment. Every one is in the written report with a photograph; see what a report looks like.

How much does a home inspection in Belle Harbor cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Queens, town by town

Every Queens place with a page here, each with the real count from Lou's records. The Queens page covers the county as a whole.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Also nearby: Rockaway Park · Rockaway Beach · Arverne · all 250 towns.

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