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Inspect This Home Inspections Army Veteran Owned · NY Licensed
Westchester · colonial

Home inspector in Rye, NY

In 2015, Lou Rubino inspected one home in Rye — one job, one written report, and the photographs below come from it. The report describes a colonial.

Rated 5.0 on Google as of August 2026 · U.S. Army veteran owned · NY licence #16000039568 · 516-330-3870

What the Rye report found

The summary listed 12 repair-or-replace items, most of them under the rooms, the bathrooms and the exterior. A repair-or-replace item is HomeGauge's term for something that was not working as intended or needed a specialist's look — it is not a verdict on the house, and the full report explains each one with photographs.

Rye is in Westchester, and Lou covers it from his base in Wantagh the same way he covers every other place on this site: same licence, same report format, same-day report as a rule. The count above is history from his own files, not a service boundary — call or text 516-330-3870 and he will quote the actual property.

Related: The Westchester page · What an inspection costs · Schedule an inspection.

What the inspection can examine here

  • Walls, ceilings, floors, windows and doors room by room — the evidence of movement or moisture, not the decoration.
  • Bathroom fixtures, ventilation and the plumbing behind them, with the shower and tub run.
  • Siding, trim, flashing, grading and drainage — where water is being sent, and whether it is being sent at the house.
  • Radon — a separate, optional test arranged alongside the inspection.

Photographs from Rye reports

Attic rafter bay with white insulation and a pink plastic baffle against the roof sheathing.
Insulation baffle shown in an attic rafter bay. The report states it is not advisable to insulate roof rafters without the installation of baffles.
Infrared image of an office doorway with blue cold spots along the frame and a label reading 47 degree reading around doorway.
Infrared photo of the office entrance doorway with a 47 degree reading; cold shows in dark grey and extreme cold in blue. Lou recommended insulating the pockets around the doorway with foam by a licensed insulation contractor.

Both photographs are from Lou's own Rye inspection reports, chosen because they show a building component and nothing that identifies a property or an owner.

Buying in Rye: the questions with sourced answers

Each answer below cites where it comes from — the Census, the office that holds the permits, the state code, or Lou’s own reports.

How old are the houses in Rye?

The Census puts the median year built for homes in zip code 10580 at 1956, and about 31% of the 6,614 housing units there were built before 1940. An older house is not a worse house, but its wiring, plumbing and roof were installed under different rules and replaced piecemeal, which is exactly what the inspection looks for. Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, tables B25035 and B25034, ZCTA 10580.

What kind of housing is Rye: single-family, two-family or apartments?

Of 6,614 housing units in zip 10580, about 66% are detached single-family houses, 6% are two-unit buildings, and 72% of occupied homes are owner-occupied. A two-family or a co-op is a different inspection from a detached house: shared systems, common areas and what the board or the other unit controls. Source: U.S. Census Bureau, ACS 2019–2023 5-year, tables B25024 and B25003, ZCTA 10580.

Who holds the building permits and certificate of occupancy for a house in Rye?

City of Rye Building Department. Permits and COs are kept by the municipality, not the inspector; checking them is a records search, usually through your attorney. The inspection reports the condition of what is there and flags work that typically needs a permit — a finished basement, a dormer, a moved panel — so you know what to ask about. City of Rye Building Department. Official page (blocks automated fetch; confirmed from ryeny.gov page text in search index): administers NYS Uniform Code for new construction, alterations, certificates of occupancy. 914-967-7372, building@ryeny.gov. The separate Town of Rye says its villages, not the town, issue permits.

Which building code applies in Rye?

Westchester homes fall under the New York State Uniform Fire Prevention and Building Code (19 NYCRR), which applies everywhere in the State except New York City and is enforced locally by each city, town and village. Source: dos.ny.gov.

Public water and sewer, or well and cesspool, in Rye?

There are 100 community public water suppliers in Westchester County, overseen by the Westchester County Department of Health; about 6% of residents are on private wells. The Westchester County Department of Environmental Facilities runs the county sewer districts: seven water resource recovery facilities, 42 pumping stations and 194 miles of trunk sewers processing more than 45 billion gallons a year. Septic (on-site) systems are regulated by the County Health Department's Septic Management Program under its Onsite Wastewater Treatment System rules effective April 1, 2022. The inspection reports what the house actually has and its visible condition; a cesspool or septic system needs its own evaluation. Source: health.westchestercountyny.gov.

Is Rye in a flood zone?

Flood zones follow the address, not the town. OpenFEMA holds 12,259 NFIP claim records for Westchester County (FIPS 36119). Look the address up on FEMA’s Flood Map Service Center before you sign. Source: www.fema.gov.

Should I test for radon in Rye?

Westchester is in EPA Zone 3 (low potential) — Zone 3 counties have a predicted average indoor radon screening level below 2 pCi/L; EPA still recommends testing every home. NYSDOH's county estimate (Feb 2007, 2,130 homes measured) is 3% of living areas and 17% of basements above 4 pCi/L, the highest of the nine areas; Cortlandt (27%), Lewisboro (28%) and North Castle (27%) basements were highest. Radon is a separate, optional test arranged alongside the inspection. Source: www.epa.gov.

Is there a local rule in Westchester a buyer should know about?

Westchester's Private Well-Water Testing Law (Local Law 7 of 2007, Laws of Westchester County s.707.01 et seq., effective Nov 19, 2007) requires any property served by a private drinking-water well to have the well tested for primary and secondary contaminants when it is sold, with results delivered to both buyer and seller; leased properties must be retested at least every five years and new wells tested before first use. Source: health.westchestercountyny.gov.

What did Lou’s Rye inspection actually turn up?

Across his report in Rye, the summary listed 12 repair-or-replace items, most of them under the rooms, the bathrooms and the exterior. Every one is in the written report with a photograph; see what a report looks like.

How much does a home inspection in Rye cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Also nearby: Scarsdale · Pleasantville · Ossining · all 250 towns.

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