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Westchester · town home

Home inspector in Ossining, NY

In 2016, Lou Rubino inspected one home in Ossining — one job, one written report, and the photographs below come from it. The report describes a town home.

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What the Ossining report found

The summary listed 13 repair-or-replace items, most of them under the exterior, the roof, chimney and attic and the kitchen. A repair-or-replace item is HomeGauge's term for something that was not working as intended or needed a specialist's look — it is not a verdict on the house, and the full report explains each one with photographs.

Ossining is in Westchester, and Lou covers it from his base in Wantagh the same way he covers every other place on this site: same licence, same report format, same-day report as a rule. The count above is history from his own files, not a service boundary — call or text 516-330-3870 and he will quote the actual property.

Related: The Westchester page · What an inspection costs · Schedule an inspection.

What the inspection can examine here

  • Siding, trim, flashing, grading and drainage — where water is being sent, and whether it is being sent at the house.
  • The roof, chimney and attic — how the roof was observed is stated in the report, as New York requires, and the attic is entered wherever a hatch allows.
  • Kitchen plumbing, GFCI protection and the built-in appliances, run through their normal cycles.
  • Radon — a separate, optional test arranged alongside the inspection.

Photographs from Ossining reports

Close-up of grey asphalt shingles on a roof slope with leaf debris in dappled shade.
Original roof, 29 years old, described in the report as at end of life, with one layer of shingles. The report also notes wood siding on the chimney is dry rotted.
Grey pipes beside a boiler with a small valve and blue handle marked by a red arrow.
Main water shut-off valve, located in the garage to the left of the boiler, as labelled in the report.

Both photographs are from Lou's own Ossining inspection reports, chosen because they show a building component and nothing that identifies a property or an owner.

Buying in Ossining: the questions with sourced answers

Each answer below cites where it comes from — the Census, the office that holds the permits, the state code, or Lou’s own reports.

How old are the houses in Ossining?

The Census puts the median year built for homes in zip code 10562 at 1962, and about 31% of the 12,745 housing units there were built before 1940. An older house is not a worse house, but its wiring, plumbing and roof were installed under different rules and replaced piecemeal, which is exactly what the inspection looks for. Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, tables B25035 and B25034, ZCTA 10562.

What kind of housing is Ossining: single-family, two-family or apartments?

Of 12,745 housing units in zip 10562, about 39% are detached single-family houses, 11% are two-unit buildings, and 61% of occupied homes are owner-occupied. A two-family or a co-op is a different inspection from a detached house: shared systems, common areas and what the board or the other unit controls. Source: U.S. Census Bureau, ACS 2019–2023 5-year, tables B25024 and B25003, ZCTA 10562.

Who holds the building permits and certificate of occupancy for a house in Ossining?

Village of Ossining Building Department. Permits and COs are kept by the municipality, not the inspector; checking them is a records search, usually through your attorney. The inspection reports the condition of what is there and flags work that typically needs a permit — a finished basement, a dormer, a moved panel — so you know what to ask about. Village of Ossining Building Department. Online permitting/property lookup via CitySquared. ZIP 10562 also covers the unincorporated Town of Ossining, whose own Building Department (www.townofossiningny.gov) 'has jurisdiction only in the Unincorporated Area of Ossining (outside the village limits)'.

Which building code applies in Ossining?

Westchester homes fall under the New York State Uniform Fire Prevention and Building Code (19 NYCRR), which applies everywhere in the State except New York City and is enforced locally by each city, town and village. Source: dos.ny.gov.

Public water and sewer, or well and cesspool, in Ossining?

There are 100 community public water suppliers in Westchester County, overseen by the Westchester County Department of Health; about 6% of residents are on private wells. The Westchester County Department of Environmental Facilities runs the county sewer districts: seven water resource recovery facilities, 42 pumping stations and 194 miles of trunk sewers processing more than 45 billion gallons a year. Septic (on-site) systems are regulated by the County Health Department's Septic Management Program under its Onsite Wastewater Treatment System rules effective April 1, 2022. The inspection reports what the house actually has and its visible condition; a cesspool or septic system needs its own evaluation. Source: health.westchestercountyny.gov.

Is Ossining in a flood zone?

Flood zones follow the address, not the town. OpenFEMA holds 12,259 NFIP claim records for Westchester County (FIPS 36119). Look the address up on FEMA’s Flood Map Service Center before you sign. Source: www.fema.gov.

Should I test for radon in Ossining?

Westchester is in EPA Zone 3 (low potential) — Zone 3 counties have a predicted average indoor radon screening level below 2 pCi/L; EPA still recommends testing every home. NYSDOH's county estimate (Feb 2007, 2,130 homes measured) is 3% of living areas and 17% of basements above 4 pCi/L, the highest of the nine areas; Cortlandt (27%), Lewisboro (28%) and North Castle (27%) basements were highest. Radon is a separate, optional test arranged alongside the inspection. Source: www.epa.gov.

Is there a local rule in Westchester a buyer should know about?

Westchester's Private Well-Water Testing Law (Local Law 7 of 2007, Laws of Westchester County s.707.01 et seq., effective Nov 19, 2007) requires any property served by a private drinking-water well to have the well tested for primary and secondary contaminants when it is sold, with results delivered to both buyer and seller; leased properties must be retested at least every five years and new wells tested before first use. Source: health.westchestercountyny.gov.

What did Lou’s Ossining inspection actually turn up?

Across his report in Ossining, the summary listed 13 repair-or-replace items, most of them under the exterior, the roof, chimney and attic and the kitchen. Every one is in the written report with a photograph; see what a report looks like.

How much does a home inspection in Ossining cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Also nearby: Pleasantville · Rye · Scarsdale · all 250 towns.

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