Home inspector in Melrose, NY

The Census puts the median year built for homes in zip code 10455 at 1964, and about 23% of the 16,608 housing units there were built before 1940. An older house is not a worse house, but its wiring, plumbing and roof were installed under different rules and replaced piecemeal, which is exactly what the inspection looks for. Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, tables B25035 and B25034, ZCTA 10455.

Of 16,608 housing units in zip 10455, about 2% are detached single-family houses, 6% are two-unit buildings, and 10% of occupied homes are owner-occupied. A two-family or a co-op is a different inspection from a detached house: shared systems, common areas and what the board or the other unit controls. Source: U.S. Census Bureau, ACS 2019–2023 5-year, tables B25024 and B25003, ZCTA 10455.

NYC Department of Buildings handles permits and certificates of occupancy for every address in the borough. Permits and COs are kept by the municipality, not the inspector; checking them is a records search, usually through your attorney. The inspection reports the condition of what is there and flags work that typically needs a permit — a finished basement, a dormer, a moved panel — so you know what to ask about. NYC Department of Buildings. Lookups: BIS https://a810-bisweb.nyc.gov/bisweb/bispi00.jsp; DOB NOW Public Portal https://a810-dobnow.nyc.gov/publish/#!/

The Bronx is governed by the New York City Construction Codes enforced by the NYC Department of Buildings; the State Uniform Code does not apply inside New York City. Source: www.nyc.gov.

NYC DEP supplies the borough with more than 1 billion gallons a day from upstate reservoirs, serving about nine million customers; there is no private-well supply. NYC DEP runs the sewer system (over 6,000 miles of sewers) and 14 wastewater resource recovery facilities treating 1.3 billion gallons a day; homes are on city sewer, not septic. The inspection reports what the house actually has and its visible condition; a cesspool or septic system needs its own evaluation. Source: www.nyc.gov.

Flood zones follow the address, not the town. OpenFEMA holds 1,945 NFIP claim records for Bronx County (FIPS 36005). NYC notes FEMA's city flood maps have not been significantly updated since 1983 and insurance rates still rest on the 2007 Effective FIRMs. Look the address up on FEMA’s Flood Map Service Center before you sign. Source: www.fema.gov.

Bronx is in EPA Zone 3 (low potential) — Zone 3 counties have a predicted average indoor radon screening level below 2 pCi/L; EPA still recommends testing every home. NYSDOH's borough estimate (Feb 2007, 81 homes measured) is 1.8% of living areas and 9% of basements above 4 pCi/L, the highest of the five boroughs. Radon is a separate, optional test arranged alongside the inspection. Source: www.epa.gov.

Co-op and condo units are sold under an offering plan reviewed by the NY Attorney General's Real Estate Finance Bureau under the Martin Act; the AG advises reading the whole plan and consulting an attorney before signing. Source: ag.ny.gov.

Across his reports in Melrose, the summaries listed 30 repair-or-replace items, most of them under the roof, chimney and attic, the exterior and the rooms. Every one is in the written report with a photograph; see what a report looks like.

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.